Frequently Asked Questions

Frequently Asked Questions

Why would you need to take out a joint home insurance policy?

Most insurers define accidental damage as an unintentional one-off incident that harms your property or its contents. Most standard policies cover key items like home entertainment, but there may be varying exclusions depending on your insurer. Your need depends on your circumstances many accidental damage claims come from people with young childr

Why does one require travel insurance?

Travel Insurance provides you and your family medical, financial and other assistance in case of an emergency or untoward circumstances while travelling on an International Trip. No matter what you are: a business traveler or a leisure traveler: you are now safer with Overseas Travel Insurance which protects you from unfortunate events such as loss

Why purchase travel insurance?

There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling. Top Ten Reasons to Use Travel Insurance: 1. You have to cancel your trip due to an unexpected event such as bad weather, an illness in the family or the financial default of your airline,

When does mortgage insurance appear on TRID loans?

Certain MI rate plans must appear in the “Other Costs” section, while other rate plans may or may not appear on the forms.MI that DOES appear on the LE and CD forms as “Other Costs – Prepaid:”BPMI (Borrower-Paid) SingleSplit PremiumAnnualMI that MAY appear on TRID forms as “Other Costs – Initial Escrow Paym

Why is Auto insurance needed?

It's illegal to drive with no car insurance. Without it you can't tax your vehicle, and it provides cover for you, other motorists and members of the public. Read more in our beginners' guide to car insurance.

Will you be penalized for not offering insurance to your employees?

No. There are no tax penalties for companies with less than 50 employees that do not offer insurance.

Why should I buy dental insurance?

It is generally recognized by healthcare practitioners that oral health plays an important role in overall health. However, like general health care, the costs of dental care can be expensive. Dental care can be as simple as a twice-yearly checkup, or it may involve oral procedure, getting a full set of dentures, or needing a crown, any of which ca

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